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Understand Your Options and Create a Plan with Confidence

Book a quick 15-minute consultation with me to learn:

How much you may qualify for based on your financial goals and situation
Potential down payment assistance programs available for you
Steps to prepare for a successful mortgage pre-approval

Whether you're ready to buy or just planning ahead, this conversation will help you understand your options and next steps.

Book your call with me using the following calendar.

Frequently Asked Questions

If you still can't find your answer visit my blog or reach out

How much do I need for the down payment?

It depends on the type of loan. It can range from 3% to 20% of the home's value. Some programs even allow 0% down.

What credit score do I need to buy a home?

With an FHA loan, the minimum required credit score is 580; with a conventional loan, the minimum is 620. Other type of loans and down payment assistance programs have different credit score requirement

What documents do I need to start the process?

It depends on your situation, but typically pay stubs, W-2s or tax returns, bank statements, and IDs are needed.

Can I qualify for a mortgage if I’m self-employed?

Yes, absolutely. We typically look at your income over the last 2 years through tax returns, bank statements, or profit and loss statements, depending on the loan program.

Can I get help with the down payment or closing costs?

Yes. There are assistance programs that offer up to 5% in down payment help. Family members can also gift funds.

How long does it take to close the loan?

On average about 30 days, but it can vary depending on each case.